Ringkasan :
The Islamic financial business encounters a significant obstacle in the form of limited standards and harmonization across several countries. In contrast to conventional finance, which adheres to widely recognized norms such as Basel III, Islamic banking for example does not possess a cohesive regulatory structure. The presence of fragmentation not only poses challenges for cross-border transactions, but also gives rise to variances in product structuring and risk management procedures. In addition, the industry's global expansion is hindered by the scarcity of human resources with specialized knowledge in Shariah-compliant finance. Notwithstanding these limitations, there exist auspicious opportunities for the advancement of Islamic finance, as governments across the globe acknowledge its potential in fostering economic stability and promoting social welfare. By proactively tackling these issues through joint endeavours involving regulatory bodies, academic experts, and industry professionals, it is plausible to enhance the prospects of Islamic finance in the future Bibliografi : halaman 300

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